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About

At NITT Mortgage, we understand that a home is more than just bricks and mortar; it’s a place where dreams take shape, memories are woven, and futures are built.

About Nitt Mortgage

NITT Mortgage was established with a clear purpose in mind: to empower individuals and families to achieve their homeownership dreams. We believe that everyone deserves a place to call their own—a sanctuary where memories are made, and legacies are built. Through our comprehensive range of mortgage solutions, we make these aspirations a reality.

Why NITT?

Why Should You Choose Us?

When choosing a mortgage brokerage, it’s important to do your research, compare offerings, and consider factors such as reputation, customer reviews, and the level of customer service provided. Consulting with different brokerages and asking specific questions about their services and experience can also help you make an informed decision.

Expertise and Knowledge

A reputable mortgage brokerage should have a team of experienced professionals who are well-versed in the mortgage industry. They can guide you through the process, provide personalized advice, and help you find suitable mortgage options based on your financial situation and goals.

Access to Multiple Lenders

Unlike banks or individual lenders, mortgage brokerages often have access to a wide range of lenders, including major banks, credit unions, and alternative lenders. This access allows them to present you with multiple mortgage options and negotiate competitive interest rates and terms on your behalf.

Time and Convenience

Mortgage brokerages can save you time and effort by handling the research, paperwork, and communication involved in the mortgage application process. They can streamline the process, ensuring that you meet deadlines and requirements while keeping you informed at every step.

Cost Savings

Mortgage brokers are typically compensated by the lenders they work with, meaning their services are often free for borrowers. Additionally, their knowledge of the mortgage market can help you secure competitive rates, potentially saving you money over the life of your mortgage.

Flexibility

Mortgage brokerages may be able to assist a wide range of borrowers, including those with unique financial situations, self-employed individuals, or individuals with less-than-perfect credit. They can help find lenders who specialize in these areas and navigate any challenges that may arise.

Choose Your Service

Featured Services

At NITT Mortgage, we pride ourselves on providing a wide range of loan services to meet the diverse needs of our clients. Whether you’re a first-time homebuyer, looking to refinance your current mortgage, or in need of specialized loan programs such as FHA, VA, Conventional, DACA, we have the expertise and resources to assist you every step of the way. Our team of experienced loan officers is dedicated to helping you find the right loan option that suits your unique circumstances and financial goals.
Group Picture with Ronzo (1)

Delivering A Great Customer Experience

At NITT Mortgage, we are committed to delivering a great customer experience throughout your homeownership journey.

Consideration Have Been Divided Get Refinance Advisor

Our team of experienced loan officers includes specialized “Get Refinance Advisors” who are here to guide you at every step.

Refinancing Your Home No Doubt About Anything

Unlock the potential of your home by refinancing and make informed decisions with confidence. Let our experienced team guide you through the process, leaving no room for doubts.
Our Step And Process

Go Beyond With Us

Determine your Budget

Before starting your home search, it’s important to establish a budget. Evaluate your finances, including income, expenses, and savings, to determine how much you can afford to spend on a home. Consider factors such as down payment, closing costs, and ongoing homeownership expenses.

Determine your Budget

Before starting your home search, it’s important to establish a budget. Evaluate your finances, including income, expenses, and savings, to determine how much you can afford to spend on a home. Consider factors such as down payment, closing costs, and ongoing homeownership expenses.

Get Pre-approved for a Mortgage

Contact a mortgage lender or mortgage broker to get pre-approved for a mortgage loan. Pre-approval involves a review of your financial information, credit history, and documentation to determine the loan amount you qualify for. It provides you with a better understanding of your budget and strengthens your position as a buyer.

Get Pre-approved for a Mortgage

Contact a mortgage lender or mortgage broker to get pre-approved for a mortgage loan. Pre-approval involves a review of your financial information, credit history, and documentation to determine the loan amount you qualify for. It provides you with a better understanding of your budget and strengthens your position as a buyer.

Find a Real Estate Agent

Engage the services of a reputable real estate agent who specializes in the area where you want to buy a home. A knowledgeable agent can guide you through the process, help you find suitable properties, negotiate on your behalf, and assist with the paperwork.

Find a Real Estate Agent

Engage the services of a reputable real estate agent who specializes in the area where you want to buy a home. A knowledgeable agent can guide you through the process, help you find suitable properties, negotiate on your behalf, and assist with the paperwork.

Start House Hunting

Work with your real estate agent to search for homes that meet your criteria and budget. Attend open houses, schedule private showings, and explore different neighborhoods. Take note of the features, amenities, and location of each property to determine which ones align with your needs.

Start House Hunting

Work with your real estate agent to search for homes that meet your criteria and budget. Attend open houses, schedule private showings, and explore different neighborhoods. Take note of the features, amenities, and location of each property to determine which ones align with your needs.

Make an Offer

Once you find a home you want to purchase, your real estate agent will help you prepare and submit an offer to the seller. The offer includes details such as the purchase price, desired closing date, contingencies, and any other terms you wish to include. The seller can accept the offer, reject it, or enter into negotiations.

Make an Offer

Once you find a home you want to purchase, your real estate agent will help you prepare and submit an offer to the seller. The offer includes details such as the purchase price, desired closing date, contingencies, and any other terms you wish to include. The seller can accept the offer, reject it, or enter into negotiations.

Conduct Inspections and
Due Diligence

If your offer is accepted, you’ll typically have a specified timeframe to conduct inspections and due diligence on the property. This may include a professional home inspection, pest inspection, and other assessments to identify any potential issues or concerns.

Conduct Inspections and
Due Diligence

If your offer is accepted, you’ll typically have a specified timeframe to conduct inspections and due diligence on the property. This may include a professional home inspection, pest inspection, and other assessments to identify any potential issues or concerns.

Secure Financing

Work closely with your mortgage lender or broker to finalize your mortgage application. Provide the necessary documentation, such as income verification, bank statements, and property information. The lender will then underwrite the loan and determine if they can provide the financing.

Secure Financing

Work closely with your mortgage lender or broker to finalize your mortgage application. Provide the necessary documentation, such as income verification, bank statements, and property information. The lender will then underwrite the loan and determine if they can provide the financing.

Complete the Closing Process

Once your loan is approved, you’ll enter the closing process. This involves reviewing and signing the final loan documents, paying the closing costs, and transferring ownership of the property. A closing agent or attorney will oversee this process and ensure all legal and financial requirements are met.

Complete the Closing Process

Once your loan is approved, you’ll enter the closing process. This involves reviewing and signing the final loan documents, paying the closing costs, and transferring ownership of the property. A closing agent or attorney will oversee this process and ensure all legal and financial requirements are met.

Take Possession of the Property

After the closing process is complete, you’ll receive the keys to your new home. You can now move in and begin the process of settling into your new property.

Take Possession of the Property

After the closing process is complete, you’ll receive the keys to your new home. You can now move in and begin the process of settling into your new property.
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NMLS 2508039
NMLS 781564

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